Solar Just Got More Accessible: How PPAs and Leases Are the Smart Move in 2026
On July 4, 2025, the federal government signed the One Big Beautiful Bill into law, officially ending the 30% residential solar tax credit (Section 25D) for homeowner-purchased systems as of December 31, 2025. For many homeowners, that headline sounds like bad news. But here's what most people aren't hearing: there is still a powerful, federally-backed path to solar with no money down — and Accord Power now offers it.
What Is a PPA? What Is a Solar Lease?
Power Purchase Agreement (PPA): Rather than buying a solar system, you agree to purchase the electricity it produces at a fixed, predictable rate — typically lower than what your utility charges. A third-party company owns and maintains the system on your roof. You simply pay for the power it generates, not the equipment.
Solar Lease: Similar to a PPA, but instead of paying per kilowatt-hour, you pay a fixed monthly amount to use the system. Either way, the result is the same — solar energy on your home with no upfront cost.
Why PPAs and Leases Matter More Than Ever in 2026
When a homeowner buys a solar system, they claim the federal tax credit. But since that credit is now gone for purchased systems, the financial equation for buying has shifted significantly.
However — the federal 48E tax credit for third-party owned systems like PPAs and leases remains in effect through 2027. That means the leasing company claims the credit and passes those savings on to you through lower rates. The incentive didn't disappear. It just moved.
Accord Power + Enfin: No Money Down Solar Is Here
We are proud to announce a partnership with Einfin to offer homeowners in the New York metro area access to PPA and lease options with no money down.
• $0 upfront cost to go solar
• Lower monthly energy bills from Day 1
• No maintenance responsibilities
• Protection against rising utility rates
• Federal incentives still at work
Is Solar Still Worth It in 2026?
Utility rates in New York have been rising faster than inflation since 2022. Solar locks in your energy rate and protects you from that unpredictability for the life of your agreement.
The 30% tax credit for buyers is gone. But the opportunity to go solar with no money down, no maintenance headaches, and immediate bill savings? That opportunity is very much real.
AMERICAN SOLAR ENERGY SOCIETY
The Solar Guy is proud to support and amplify the work of the American Solar Energy Society (ASES) . Here’s the latest from their official newsletter:
Content above is provided directly by ASES. Visit their site for more: ases.org.
"The best time to go solar was yesterday. The second best time is today — especially with no money down."
